1. Controller Information

Universal Financial Services, Inc., located at San Francisco, USA, is responsible for managing your personal information. You can contact us at contact@universal-financial.com for any inquiries regarding this notice or your data privacy rights under the California Consumer Privacy Act (CCPA).

 2. Data We Collect

We collect the following personal information:

•  Name
•  Email address

No sensitive personal information or financial data is collected.

 3. Purpose of Data Collection

The personal information we collect is used for the following purposes:

• To initiate communication regarding our financial products and services.
• To respond to inquiries and establish contact with interested parties.

 4. Retention of Data

Personal information will be stored for a period of 5 years, after which it will be securely deleted. During this time, it will be retained only as a contact repository for future communications with the company.

 5. Consent

By submitting your information on our website, you are providing your explicit consent for Universal Financial Services, Inc. to use your data for the purposes outlined in this notice. You may withdraw your consent at any time by contacting us at contact@universal-financial.com.

 6. Security Measures

We use industry-standard security protocols, including Secure Sockets Layer (SSL) encryption, to protect your personal data during transmission. However, no system is completely secure, and while we take steps to protect your data, we cannot guarantee absolute security.

 7. Data Storage and Transfers

All data collected is stored securely within the country. We do not transfer personal data outside the country, ensuring compliance with local data protection standards. 

 8. User Rights

You have the right to access, rectify, or delete your personal data at any time. Under the California Consumer Privacy Act (CCPA), you also have the right to opt out of the sale of your personal information. To exercise these rights, please contact us at contact@universal-financial.com, and we will respond within the required timeframes.

 9. Changes to this Privacy Notice

This notice may be updated periodically to reflect changes in our data practices or applicable laws. Any updates will be published on our website with an updated effective date.

 10. Contact Information

For any inquiries or concerns regarding this Privacy Notice or how your data is handled, you can contact us at contact@universal-financial.com.